We are a regulated payment entity, supervised by the Central Bank of Spain and authorized to carry out a series of activities that, until recently, only banks could do. We have more than 10 years of experience providing financial services to clients from a variety of different industries, which gives us a comprehensive understanding of the financial regulatory environment and the general financial ecosystem.
What makes us different?
At Easy Payment & Finance we provide our clients with reliable, simple, flexible and competitively priced financial payment services.
Regardless of the size of your business, we offer you the tools you need to access the financial system and provide you with white label payment services for your end users. Easy Payment & Finance is one of the few financial institutions in Europe to offer real access to SEPA instant payments (SICT). Our fast payments platform (via Front End or API) and low costs is the basis of our successful business proposition.
We are a regulated
Easy Payment & Finance is a regulated Payment Institution, licensed by the Bank of Spain to execute payment transactions, issue payment accounts, transfer funds, execute direct debits, buy and sell foreign currency (FX), remittances, and issue/acquire payment cards.
We are also a member of CENTROLINK, the payment system operated by the Central Bank of Lithuania, which provides us with direct access to SEPA (Single Euro Payments Area).
This allows us to issue our own IBANs (unique or virtual), have safekeeping accounts and execute SEPA Credit, SEPA Instant and SEPA Direct Debit transfers. The safeguarding of funds received from our clients is carried out by the procedure of deposit in separate account in credit institutions and CENTROLINK, complying with the provisions of Article 21 Royal Decree-Law 19/2018.
We are members of international payment schemes
We are a principal member of VISA, authorized to
issue prepaid cards. We are also a member of UnionPay International (UPI),
WeChat Pay and Alipay.